Government mulls county court judgment shakeup
Plans to protect consumers from unresolved debts stemming from unfair county court judgments (CCJs) have been revealed in a government move to tackle concerns about ‘rogue companies’ such as parking enforcement businesses. A consultation paper, published today, aims to consider how CCJs are issued, after concerns were raised that some companies are deliberately sending claims to incorrect addresses. This can severely impact credit ratings and the issue may come to light only years later when an application for a mortgage or loan is rejected. Proposals include: Striking a CCJ from the register immediately once unknown debts are resolved and a judge agrees the person was unaware Protecting consumers who do not receive mail because it is sent to an old address A government information campaign providing a ‘centralised, trusted source’ to raise awareness and help people deal with unresolved debts. Justice minister Dominic Raab said: ‘We want to protect vulnerable consumers from ...